So now I am using this A4 paper to jot down whatever I need to remember or do what for the next day. When I used a standing calendar last year I mostly want to write what duties my 2 daughters, Aya & Noormy were on for the day, when my different bills are due, birthdays, special holidays, when I should go for my briskwalks or when my weekly maid is coming for the week. It would be either on a Thursday or a Saturday and I would make myself at home to instruct her.
Noormy helped me print this one for the month of January. I told her just make 7 squares across and 5 squares down and I will do the dates myself according to my diary calendar. Instead, she made all the 12 months of the year for me including dates & days. So nice :) and this time, instead of a standing calendar sitting on one of my 'Lansing' speakers, this will be on top of my laptop each time I am away from my desk. So, whenever I come to sit on my laptop chair, the first thing I see is this one month calendar. For the month of February it will be on another A4 page and so on accordingly.
This is how it looks like :)
For today, I should be going for my briskwalk earlier on but the rain falls non-stop on and off the whole day, so finally you find me here! :)
As I sat here, something else also strucked me. I remembered I have a lot of those 'Angpows Envelopes' that banks in my hometown gave freely on festive seasons like when it is 'Hari Raya Puasa' or during 'Chinese New Year'. I asked myself why not I use the many many 'Angpow Envelopes' that I have and turned them into my own usage as the 'Envelope System'?? I read about this idea from Manuela's blog 'Money Management'
just yesterday. I think what she introduced in her blog is a superb idea for me not to overspend or even missed my bills' payments loll...
Thank you Manuela
These are the envelopes that I have, they are free but not as good as Manuela's of course he he...
Okay... I have allocated each envelope for money for paying bills like my Astro, Vodafone, Digi & Streamyx. Another envelope is money for buying cats'food & litter sand, another, for money paying my weekly maid, another envelope is for money paying for going out eating and so forth. I labelled each envelope.
I hope this works for me, crossed fingers :p
Cheerio.
2 comments:
I'm so glad you're trying this system! I hope it works for you! At the very least, you become very aware of how you're spending your money.
Manuela
Dear Manuela,
Thank you for the visit. Yess..now that I've retired I am much more aware of how I spend my money and your great idea really will help me more on that I am sure!
Thanks for sharing :) have a great day.
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